Credit, Credit Cards & Debt

What is a Credit Card Float?

The term Credit Card Float has two general meanings: First, the most widely used, generic definition of a credit card float refers to the cushion or “float” of time between when you make a charge to your credit card and when the money is actually due (when you have to pay the credit card bill). This float period can be anywhere from 21 to 52+ days. This variance in time has to do with where the purchase date falls in relation to your card’s billing cycle and statement due date. The second … [Read more...] about What is a Credit Card Float?

How to Pull a Free Credit Report

January 2018. The start of a brand new year. Some people start the year with some New Year's Resolutions. I'm not one of them. It's just not my thing. Nevertheless, I do tend to view the beginning of a new year as a good time to make a fresh start. And I use the beginning of a new year as a reminder for several household and finance maintenance tasks such as changing the batteries in my smoke alarms and pulling the first of my three free consumer credit reports for the year. According to … [Read more...] about How to Pull a Free Credit Report

Harvesting Credit Card Rewards

It’s nearly that time of the year again — time to harvest the cash back rewards I’ve “earned” on my various credit cards. From a strictly rational maximizing point of view, the best method would be to claim my cash rewards multiple times throughout the year and put that money to work immediately. But as with every money decision we make: it’s personal. In this case the rational-maximizer part of me is easily shouted down by the irrational big-payday emotional- and … [Read more...] about Harvesting Credit Card Rewards

More than a coach

Elizabeth is not only my money coach, she’s my money therapist. I realize how much emotional energy I invest in my relationship with money and she has helped me to disentangle my feelings of guilt and shame and move me into a place of empowerment.

Invaluable

Your talk was very useful and your insight and advice are invaluable.

Amazing money coach!

Elizabeth is an amazing personal money coach! She has been so helpful in giving us the tools to help us to forward our family finances. Can’t believe how much money we’ve saved and she’s helped us to leverage our financial resources into building the funds for what’s most important to us.

What passion!

Elizabeth has great passion for what she does.

Flattened learning curve

As busy as I am, I know I never would have made it through the learning curve without Elizabeth. Now I can focus on the bigger picture and create a plan I’m comfortable with.

Bye-bye anxiety

Working with Elizabeth has taken the guesswork and anxiety out of the budgeting process and given my husband and I a concrete vehicle for discussion.

Non-judgmental support

I’m deeply appreciative of Elizabeth’s non-judgmental approach. She supports my values and how that gets expressed in how I spend my money.

Take control

Elizabeth is a knowledgeable, supportive, fun, and very competent money coach. If you want to learn to control your money, instead of letting it control you, Elizabeth has the enthusiasm, understanding, and insight to help you.

Great workshop

Thank you so much for coming & sharing. Your passion for what you do made the information attractive. Thank you for taking the fear out of $$ and empowering us.

Awesome & Eye-opening!

It was really awesome and eye opening to hear Elizabeth’s advice regarding money management! What a woman of great wisdom, advice, and inspiration. Personally, I feel like she made managing money seem more possible than it ever has been before. Money has always been a negatively emotional subject for me, but now I see the light and I can truly say that I now speak of money with positive energy.

Thank you!!!!!

I LOVE your work!!! It’s enabled us to become financially secure AND make sure that we enjoy our take home pay. THANK YOU!!!!!!!

Amazing coach

Elizabeth is an amazing personal money coach! She has been so helpful in giving us the tools to help us to forward our family finances. Can’t believe how much money we’ve saved and she’s helped us to leverage our financial resources into building the funds for what’s most important to us.

Knowledgable, Supportive, & Fun

Elizabeth is a knowledgeable, supportive, fun, and very competent money coach. If you want to learn to control your money, instead of letting it control you, Elizabeth has the enthusiasm, understanding, and insight to help you.

Two Thumbs Up

The presentation Elizabeth provided was well done. She was very knowledgeable on the topic and she showed it. That in itself gained the trust of the people within the audience. Her presentation style was great. She engaged the students in conversations throughout the presentation, which kept everyone alert. I could tell that she really cared about the topic and wanted people to understand how certain things affects your credit score.