After publishing my Handling Cash in YNAB tutorial, I received a question from a reader. It’s an awesome question and proved to be an interesting challenge. Thanks so much to my reader for taking the time to write in! [Do you have a question of your own? Feel free to ask in the comments section below or use my Contact Me page.] Reader Asks I encountered a tricky cash transaction I do not know how to enter into YNAB: My son had a wallet full of cash and … [Read more...] about Buying Cash From My Kid: Tricky Split Transactions On- and Off-Budget YNAB Accounts
How to Merge (combine) your YNAB categories in 3 Simple Steps
Doing a little redecorating or rearranging of your YNAB budget categories? A common YNAB rookie (or not-so-rookie) error is getting too granular with budget categories. I once experimented with separating my chocolate purchases out from our general grocery spending. Huge mistake! For one thing, it turned out to be information I did not want to know. And B, it was a huge PITA (pain in the tuchus). All those split transactions kept me from entering my transactions right there in the … [Read more...] about How to Merge (combine) your YNAB categories in 3 Simple Steps
Decoding YNAB’s Account Type options
How about a little decoding fun? One of the first tasks you’ll tackle when setting up your YNAB4 budget is setting up your Accounts. The first couple of Accounts everyone enters are usually very basic and relatively self-explanatory: checking, savings, credit cards, cash. We’re all familiar with these types of accounts and matching our physical accounts with YNAB’s account types is fairly straightforward. But what happens when we have an account that isn’t so straightforward? … [Read more...] about Decoding YNAB’s Account Type options
Can I Change the Month Start Date in YNAB?
One of the most frequently raised issues among new YNABsters is the monthly layout of the YNAB4 Budget screen*. Perhaps you're paid once a month on the 15th and you want your "month" to run from the 15th of one month to the 14th of the next. Or maybe you're paid every two weeks and you want the "month" time blocks to be "two week" blocks instead. Or are you struggling because you have big payments due early in the month so you pay them in the previous month? It's confusing to budget this … [Read more...] about Can I Change the Month Start Date in YNAB?