After publishing my Handling Cash in YNAB tutorial, I received a question from a reader. It’s an awesome question and proved to be an interesting challenge. Thanks so much to my reader for taking the time to write in! … [Read more...] about Buying Cash From My Kid: Tricky Split Transactions On- and Off-Budget YNAB Accounts
Make sure you’re clear about what your goal is before you start. If you have several categories to be eliminated, complete all three steps for a single category before proceeding to the next category. Trying to combine steps could result in a hairy, tangled mess. [The new web-based YNAB’s lack of “walled months” makes it impossible to pick apart what went wrong, where puzzles. Ignore my advice at your own peril. Terminology: Host category – the category that will remain and be … [Read more...] about How to Merge (combine) your YNAB categories in 3 Simple Steps
How about a little decoding fun? One of the first tasks you’ll tackle when setting up your YNAB4 budget is setting up your Accounts. The first couple of Accounts everyone enters are usually very basic and relatively self-explanatory: checking, savings, credit cards, cash. We’re all familiar with these types of accounts and matching our physical accounts with YNAB’s account types is fairly straightforward. But what happens when we have an account that isn’t so straightforward? … [Read more...] about Decoding YNAB’s Account Type options
One of the most frequently raised issues among new YNABsters is the monthly layout of the YNAB4 Budget screen*. Perhaps you're paid once a month on the 15th and you want your "month" to run from the 15th of one month to the 14th of the next. Or maybe you're paid every two weeks and you want the "month" time blocks to be "two week" blocks instead. Or are you struggling because you have big payments due early in the month so you pay them in the previous month? It's confusing to budget this … [Read more...] about Can I Change the Month Start Date in YNAB?