What better way to start the new year than with an annual budget review? Reviewing your budget is a relatively quick and simple exercise that will pay dividends throughout the year in saved time, effort, and frustration. I use YNAB (You Need a Budget) to map out my spending and saving plans and consider it a valuable and integral part of my money management system. While the process I outline below makes regular mention of the YNAB software, you can apply the same steps to whatever budgeting … [Read more...] about How to Conduct an Annual Budget Review (and Why You Should)
