I received an email this weekend asking a very common question about handling transfers in YNAB. The question is so common, I decided to post my response publicly. Perhaps others will find it helpful. What is the reason to not categorize transfers? We want to transfer money to savings accounts and track balances through YNAB…what are we missing? My Answer: It all comes down two things: money is fungibleit’s the Category balances, not the Account balances, that determine the purpose … [Read more...] about YNAB Transfers and categorizing savings
