YNAB's 3 Core Concepts In case it's not painfully obvious, there are a few reasons why making current spending decisions based on anticipated income is a really bad idea. Unprecedented levels of unemployment ring any bells? Even if you have enviable job security, basing today's plans on tomorrow's income is putting the cart before the horse. It's not a good way to make a solid plan. Employment and salary security aside, anticipated-income budgeting leaves a whole host of folks out in … [Read more...] about Why YNAB? A Detailed Breakdown of YNAB’s Unique Layered Approach to Budgeting
