YNAB offers a full set of reports including Spending Reports, Net Worth, and Income vs Expense. In each of these you can adjust multiple filters. You can specify a certain date range. You can include or exclude categories. And you can filter out or narrow down to specific accounts. YNAB’s default reports are pretty handy.
But the reports available with the Toolkit take reporting and data visualization to a whole new level.
Turning on the Toolkit Reports in Toolkit for YNAB doesn’t replace the default reports, it adds a second set of reports.
The Toolkit starts by offering (almost) all of the same reports available in YNAB’s reports: Spending, Net Worth, and Income vs Expense. The one exception is that YNAB offers two different two different views in the Spending reports: Totals (pie charts) and Trends (line/bar combo graphs).
All of the Toolkit Reports include the same filtering functionality made available in YNAB’s default reports — you can filter by Account, Category, and/or Date.
Naturally, the Toolkit’s version of these standard reports look different than YNAB’s version– different spacing, colors, etc. Each YNABster can decide for themselves whether the Toolkit’s offering is more to their liking.
But beyond the standard financial graphs and reports offered by YNAB, the Toolkit developers have added several additional options: Spending by Payee, Inflow/Outflow, Income Breakdown, and Balance over Time.
Note: There’s a bug in the Toolkit for YNAB‘s Income vs Expense report.
If you have income without a stated Payee, the income is not included in the report. So, for example, if you skip entering your employer’s name because, duh, you know where your paycheck comes from, that income will not be included in the Income portion of the Income vs Expense report. A personal example: I never include the name of the bank when entering interest income transactions because the source is rather obvious.
The default YNAB reports are not affected by this bug.