In YNAB’s accounts screens, transactions are listed on an all-white background with narrow light gray lines separating each transaction.
If you prefer, you can use the Striped Transactions Rows setting to change the way transactions are displayed. With this setting turned on, the rows alternate between white and light gray.
If you want alternating rows but don’t care for a grey background. you can combine this setting with either the Color for Striped Transaction Rows (in the Classic and Default themes) or with the Color for Striped Transaction Rows – Dark Theme settings.