YNAB uses the color orange to convey several different messages including credit card overspending, a category insufficiently funded for a scheduled transaction, and a goal not yet met.
With the Goal Indicator Warning Color setting in the Toolkit for YNAB, you can now choose to opt out of the use of orange highlighting as a warning for upcoming trouble and leave it to only indicate actual unfunded spending (cash and credit-card funded). Goals not yet met and categories without sufficient funding to cover upcoming transactions now have blue highlighting instead.
Note: If you have a category with an underfunded goal and insufficiently funded an upcoming transaction, the Goal warning overrides the insufficient funding warning. In other words, the category warning color will be blue even though the category is in danger of being overspent as soon as the scheduled transaction date arrives.
There are many, many things I don’t like about YNAB’s goals — the biggest being the use of the color orange on goals that have not net been met. While changing the color from orange to blue is a significant improvement, it’s a drop in the larger bucket about what’s wrong with YNAB’s Goals implementation.