By default, transactions that are manually entered in checking, savings, and credit card accounts are left uncleared until you manually clear them. This behavior makes sense since it’s presumed that these transactions are being entered at the time of purchase and, naturally, it will take at least a day before they process through the bank. But sometimes you’re entering transactions that have already cleared the bank. And in such cases, wouldn’t it be nice if you could enter and clear a transaction in one single tap on the Enter (Return) key?
Well the amazing contributors to the Toolkit for YNAB browser plugin apparently think so. Thus, the Clear Transactions with CTRL+Enter. Or, if you’re a Mac user like I am, that would be with CMD+Return. Simply hold down the Control (or Command) key while hitting Enter (Return) and your new transaction will be automatically cleared as you save it.
This option differs from the Automatically Mark Transactions as Cleared setting above. This setting allows you to determine on a transaction-by-transaction level whether or not to immediately clear a transaction upon entry where the earlier setting universally marks all transactions as cleared.
This is a handy little setting that would probably save me time and frustration — if I could remember to use it at the right time. But I don’t have that level of control over my fingers. They hit keys out of habit and hitting the return key happens so quickly and automatically that there’s no way my brain can send the Return+CTRL reminder in time.