Reconciling your accounts can be a headache but it’s oh, so important!! If your YNAB balance doesn’t match your bank’s balance, typically YNAB only offers to make an adjustment transaction to account for the difference. It’s the equivalent of using a sledgehammer to tap in a picture hook.
The Toolkit’s Reconciliation Assistance setting adds an extra functionality to the reconciliation process. If your balances don’t match up, the Reconciliation Assistance functionality will attempt to locate any transaction(s) — single or combination — that make up the difference between the amount you enter and what YNAB thinks the balance should be. If the right combination of uncleared transactions can be located, a simple click will clear them and you’re ready to complete the reconciliation process. Bada big, bada bang, bada boom!