Articles, Essays, and Think Pieces

K.I.S.S. Your Categories

It can be tempting to go overboard when creating YNAB budget categories. After all, the impetus behind a budget is usually a desire to rein in spending. Or at least figure out where all of our money is going, right? Who wouldn’t be curious to know how much is being spent each month on shampoo or pet chew toys? I encourage my clients to resist the temptation to get too granular with their categories. The time and effort required to break receipts into multiple categories can be a … [Read more...] about K.I.S.S. Your Categories

Reframing the Question

Sometimes when we’re looking for an answer it helps to go back and make sure we’re asking the right question. One question I absolutely abhor is, “Can I afford it?” Framed this way, the question screams poverty consciousness. What this question really means is, “can I squeeze this monthly payment in with my other monthly obligations and not exceed my monthly income.” It’s a snake oil question. The millionaire next door, while she was amassing her millions, never asked … [Read more...] about Reframing the Question

Four Principles of Finance Wellness

I have a little slideshow I use when I teach a class. It provides the students/audience with something to look at other than me. On the very first slide are my Four Basic Principles of Personal Finance: Spend less than you earn.Understand and identify your needs vs wants.Practice delayed gratification.Let. Money. Sit. At first glance, these rules are ridiculously basic. Simple, even. Laughably simple? Yes. But each one has multiple layers of complexity … [Read more...] about Four Principles of Finance Wellness

More than a coach

Elizabeth is not only my money coach, she’s my money therapist. I realize how much emotional energy I invest in my relationship with money and she has helped me to disentangle my feelings of guilt and shame and move me into a place of empowerment.

Invaluable

Your talk was very useful and your insight and advice are invaluable.

Amazing money coach!

Elizabeth is an amazing personal money coach! She has been so helpful in giving us the tools to help us to forward our family finances. Can’t believe how much money we’ve saved and she’s helped us to leverage our financial resources into building the funds for what’s most important to us.

What passion!

Elizabeth has great passion for what she does.

Flattened learning curve

As busy as I am, I know I never would have made it through the learning curve without Elizabeth. Now I can focus on the bigger picture and create a plan I’m comfortable with.

Bye-bye anxiety

Working with Elizabeth has taken the guesswork and anxiety out of the budgeting process and given my husband and I a concrete vehicle for discussion.

Non-judgmental support

I’m deeply appreciative of Elizabeth’s non-judgmental approach. She supports my values and how that gets expressed in how I spend my money.

Take control

Elizabeth is a knowledgeable, supportive, fun, and very competent money coach. If you want to learn to control your money, instead of letting it control you, Elizabeth has the enthusiasm, understanding, and insight to help you.

Great workshop

Thank you so much for coming & sharing. Your passion for what you do made the information attractive. Thank you for taking the fear out of $$ and empowering us.

Awesome & Eye-opening!

It was really awesome and eye opening to hear Elizabeth’s advice regarding money management! What a woman of great wisdom, advice, and inspiration. Personally, I feel like she made managing money seem more possible than it ever has been before. Money has always been a negatively emotional subject for me, but now I see the light and I can truly say that I now speak of money with positive energy.

Thank you!!!!!

I LOVE your work!!! It’s enabled us to become financially secure AND make sure that we enjoy our take home pay. THANK YOU!!!!!!!

Amazing coach

Elizabeth is an amazing personal money coach! She has been so helpful in giving us the tools to help us to forward our family finances. Can’t believe how much money we’ve saved and she’s helped us to leverage our financial resources into building the funds for what’s most important to us.

Knowledgable, Supportive, & Fun

Elizabeth is a knowledgeable, supportive, fun, and very competent money coach. If you want to learn to control your money, instead of letting it control you, Elizabeth has the enthusiasm, understanding, and insight to help you.

Two Thumbs Up

The presentation Elizabeth provided was well done. She was very knowledgeable on the topic and she showed it. That in itself gained the trust of the people within the audience. Her presentation style was great. She engaged the students in conversations throughout the presentation, which kept everyone alert. I could tell that she really cared about the topic and wanted people to understand how certain things affects your credit score.